Thousands of Californians face higher health insurance premiums as federal subsidies under the Affordable Care Act expired on December 31, 2025. The enhanced subsidies, introduced during the COVID-19 pandemic, had expanded eligibility and capped premiums for many families, but their end has led to significant premium increases, with some families seeing costs rise by nearly 70%. Despite initial enrollment stability, experts warn that more people may drop coverage once they receive higher bills. California has responded by allocating $190 million to subsidize premiums for low-income residents and continues to emphasize the importance of health coverage. The open enrollment deadline for 2026 benefits is January 31. Healthcare advocates stress that access to affordable insurance is vital for community health, preventing costly medical bills and improving overall well-being. Enrollment remains strong, with nearly 1.9 million Californians signed up for 2026 coverage, although new enrollments are down. Community leaders highlight the critical role of health insurance in ensuring timely care and managing chronic conditions. State officials warn that if federal support is not extended, up to 400,000 Californians could lose coverage, increasing the uninsured population. Meanwhile, California leaders and organizations continue efforts to educate residents on available options and the importance of maintaining coverage, especially as costs rise and federal support wanes.