The IRS is strongly encouraging taxpayers to set up Individual Online Accounts to securely access tax information, monitor refunds, manage payments, and download key tax documents like W-2s and 1099s. This initiative aims to reduce identity theft and streamline the filing process ahead of the April 15, 2026, deadline. The online portal offers features such as viewing adjusted gross income, requesting an Identity Protection PIN, checking refund statuses, and managing communication preferences, resembling online banking convenience. The setup process involves verifying identity via the third-party platform ID.me, which may include a video call, described as somewhat cumbersome but beneficial for long-term security. The IRS expanded account functionalities in early 2025 to include access to documents for the years 2023-2025, which helps taxpayers prepare accurate filings. Additionally, recent tax law changes, including an increased SALT deduction cap to $40,000 for 2025, could influence refunds, especially for high-income filers who itemize deductions. The IRS also highlights that the new SALT cap will revert to $10,000 in 2030 and that higher caps may encourage more taxpayers to itemize, potentially increasing refunds for some. Tax professionals are urged to promote account creation to facilitate client management and reduce errors. Overall, the IRS’s digital push aims to enhance transparency, security, and efficiency in tax management.